After more than 20 years of helping auto accident victims and witnessing the way insurance companies handle these claims, the shortest answer would be: "more often than not."
Many car accidents end up leaving no more than slight
damage to your car. In these instances, you don’t need an auto accident
attorney. Hand the claim to the other driver's carrier or your own insurance
company and let them process it.
However, if either you, as the driver, or any passengers in
your vehicle are hurt or killed, I would not only suggest the best auto
accident attorney you can find but right after the accident occurs. Why? Since
taking as much in premiums as possible allows insurance companies to make
money, attempting to pay as little as possible while delaying the investigation
for as long as possible. You are not in good hands, they are not your ally, and they do not think about your own good,
but their own.
How does this manifest itself? Here are
some examples:
The quick settlement offer. You might be contacted by a
claims adjuster and offered something like “we will pay your medical bills and
give you another $500 for your troubles.” before you realise the full extent of
your injuries. A lot of people agree to go ahead with this deal and end up
signing a release. In most states, CA
included, a release is formed in words
which cause it to be nearly impossible to expect anything further after
signing.
The evidence gathering that favours them not you. An
insurance representative will attempt to pretend to be your ally. The question they would ask about the
accident would do more good for them than for you. When you become "on
record", it may be tough to go back
from this harmful evidence.
The delay of game. Insurance companies may be able to talk
you out of seeking medical attention, telling you they need to become certain
of the extent of your tragedy before they can pay for that. "You should
have looked for medical care if you really were injured." Something around these lines may be used by
insurance companies in their favour.
If you ever suffer from an auto accident, please do contact the best auto accident
attorney and seek medical care immediately.
This can mean that you will find a more fair treatment, and
the quick recovery from your injuries, getting the amount of money which is
allowed on your personal injury claim by the law. Do not be deceived by the
lies telling you that the insurance companies are your allies. You need one of
the best auto accident attorneys to look after you while the insurance
companies only pay attention to their own good.